Quick EMI
EMI Process
At Best Electronics, we offer flexible EMI options to make your shopping experience more convenient. Whether you choose installment plans via credit cards or bank financing, our EMI process is simple, transparent, and hassle-free. Follow these four easy steps to enjoy EMI at our stores:
1. Pick out your desired item at Best Electronics—online or in‐store—and opt for EMI at checkout.
2. Your bank will temporarily hold the full amount on your credit card. We’ll give you an EMI form (either in person or via email) to complete and sign within the given timeframe (e.g., 3 working days).
3. We’ll submit your signed form to the bank for approval. Within about 7–10 working days, the bank officially converts the total purchase amount into monthly installments.
4. Starting from your next billing cycle, you’ll see a reduced available credit limit and a monthly EMI charge on your statement—continue to pay these installments until the balance is cleared.
Bank List
| Bank Name | |
|---|---|
| Standard Chartered Bank | 12/9/6/3 Months |
| BRAC Bank PLC | 12/9/6/3 Months |
| Social Islami Bank PLC | 12/9/6/3 Months |
| Mutual Trust Bank PLC | 12/9/6/3 Months |
| Lanka Bangla Finance | 12/9/6/3 Months |
| Prime Bank PLC | 12/9/6/3 Months |
| Dhaka Bank PLC | 12/9/6/3 Months |
| Southeast Bank PLC | 12/9/6/3 Months |
| NRB Bank | 12/9/6/3 Months |
| Mercantile Bank PLC | 12/9/6/3 Months |
| City Bank PLC | 12/9/6/3 Months |
| United Commercial Bank | 12/9/6/3 Months |
| Jamuna Bank PLC | 12/9/6/3 Months |
| Standard Bank PLC | 12/9/6/3 Months |
| Al-Arafah Islami Bank PLC | 12/9/6/3 Months |
| Premier Bank PLC | 12/9/6/3 Months |
| Meghna Bank PLC | 12/9/6/3 Months |
| Eastern Bank PLC | 6/3 Months |
| Islami Bank PLC | 12/9/6/3 Months |
| SBAC Bank | 12/9/6/3 Months |
| Dutch-Bangla Bank PLC | 12/9/6/3 Months |
| National Credit and Commerce Bank (NCC Bank) | 12/9/6/3 Months |
| Trust Bank | 12/9/6/3 Months |
| Bank Asia | 12/9/6/3 Months |
| One Bank PLC | 12/9/6/3 Months |
| Pubali Bank Ltd. | 12/9/6/3 Months |
| Community Bank PLC | 12/9/6/3 Months |
| Bangladesh Commerce Bank | 12/9/6/3 Months |
| Commercial Bank of Ceylon PLC | 12/9/6/3 Months |
| Citizens Bank PLC | 12/9/6/3 Months |
| Uttara Bank PLC | 12/9/6/3 Months |
| NRBC Bank PLC | 12/9/6/3 Months |
| Modhumoti Bank PLC | 12/9/6/3 Months |
| AB Bank PLC | 12/9/6/3 Months |
We are continuously updating this list to offer better options to our customers.
Terms & Conditions
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EMI Tenure
- Best Electronics offers EMI plans ranging from 3 to 12 months. Please confirm the exact tenure before finalizing your purchase.
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Discount & Campaign Exclusions
- Certain special discounts or promotional campaigns may not be eligible for EMI. Please review each offer’s details to determine eligibility.
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Standard Bank Form
- All EMI transactions must use the standard bank‐provided EMI form. Ensure you obtain the correct form from our representatives.
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Signature Verification
- The signatures on your credit card, sales slip, and EMI form must match. Any discrepancy can result in denial of the EMI facility.
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Transaction Submission
- Once the transaction is complete, kindly submit the Bank and Merchant copies of the EMI form to Best Electronics’ Head Office immediately. These documents must be signed and sealed by the Branch Manager or Assistant Branch Manager.
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Invoice Reference
- Always include the related Sales Invoice number in the EMI form to ensure accurate processing.
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Complete All Mandatory Fields
- Please fill in all mandatory sections of the EMI form carefully. Incomplete or incorrect forms may delay or invalidate the EMI process.
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0% EMI Disclaimer
- The availability of 0% EMI is subject to the company’s discretion and may not apply to all products. Please confirm eligibility before finalizing your purchase.
FAQs
No. EMI is currently available only with a credit card. Best Electronics supports EMI with credit cards from 30+ partner banks. Without a credit card, you will not be able to use EMI.
Yes. You can request an early settlement of your EMI. However, you must contact your issuing bank directly to arrange the early repayment schedule and any associated fees.
A convenience fee is an additional charge added to your total purchase price, covering the costs of providing EMI services. It compensates payment processors and card‐issuing banks for handling monthly installments. In return, you benefit from spreading out payments over time.
Your bank typically does not bill this fee directly to you; instead, it charges the merchant (Best Electronics). If Best Electronics offers a 0% convenience promotion, you pay no extra charge during that promotional period. Otherwise, a standard convenience fee may apply.
Once you sign the EMI application form and your purchase is processed, we forward all necessary documents to your bank. Activation typically takes 7–10 working days, after which your monthly installments begin in your next credit card billing cycle.